(1973-2009)B.A., Texas Womans U.; M.L.S.,ibid. Most employers require you to save a certain amount before they will match it when they do, its all extra money! Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). (1972-2000)B.A., Occidental College; M.A., Florida State U.; Ph.D.,ibid. (2004-2020)B.S., Tarleton State U.; M.Ed., ibid. Baylor College of Medicine offers this plan as part of workplace benefits. 2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017. This plan allows you to receive a cash withdrawal. (1987-2007)B.S., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. General record keeping and other plan services. People are living longer than ever. Willis, Ph.D., Professor of Information System. (1968-2000)B.M., Morningside College Conservatory of Music; M.M., Indiana U.; D.M.A., U. of Arizona. (1982-2017)B.A., Iowa State U.; J.D., U. of Michigan. Baylor Clinician Resources provides access to an evolving learning library including On-Demand activities for your convenience that are fully indexed to provide faceted search returns to facilitate locating education for just-in-time learning; support for developing accredited educational programming, resources for professional growth, and an index of clinical trials. ; Ph.D.,ibid. Lawrence G. Felice, Ph.D., Professor of Sociology. ; Ph.D., Pennsylvania State U. J. William Petty, Ph.D., Professor of Finance, Holder of The W.W. Caruth Chair of Entrepreneurship, and Master Teacher. ; M.S.,ibid. ; Ph.D., Texas Woman's U. Helen Shanley, M.M., Professor of Music. Who would benefit most from owning mutual funds? Its California Certificate of Authority number is 6992. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. U. of Mary Hardin-Baylor; M.S.W., Our Lady of the Lake U.; Ph.D., U. of Mary Hardin-Baylor. Medicare Part B premiums . Peter Allen, Professor of Geosciences. Social Security will only replace about 40% of your pre-retirement income for the average worker, so you and your employer need to cover the rest. Wallace L. Daniel, Jr., Ph.D., The Ralph L. and Bessie Mae Lynn Professor of History. (1989-2002)B.A., U. of Texas; M.A.,ibid. Roger E. Kirk, Ph.D., Distinguished Professor of Psychology and Statistics and Master Teacher. It is possible to lose money by investing in securities. ; Ph.D., U. of Michigan. Janelle Walter, Ph.D., Professor of Family and Consumer Sciences. ; Ph.D., U. of Texas. Faculty Development - Baylor College of Medicine No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. ; Ph.D.,ibid. ; Ph.D., U. of Minnesota. (1981-1997)B.S., U. of Kentucky; M.B.A., Syracuse U.; Ph.D., U. of Pennsylvania. G.W.K. Baylor College of Medicine contributes 8% of your base annual earnings to the plan. America's fourth largest city is a great place to live, work and play. Southern Baptist Theological Seminary; Ph.D.,ibid. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. John S. Belew, Ph.D., Professor of Chemistry and Provost Emeritus. Your principal remains intact while you receive the interest. ; Ph.D., U. of Arkansas. *Guarantees are subject to the claims-paying capability of the insurer. Ellen K. Brown, M.L.I.S., Associate Professor, University Libraries (1976-2010)B.S., Wayland Baptist College; M.A., Baylor U.; M.L.I.S., U. of Texas. Mary Ellen Davenport, M.S., Assistant Professor of Nursing. ; D.B.A., Indiana U. Mary K. "Suzy" Weems, Ph.D., Professor of Nutrition Sciences. If you need some of your retirement savings in cash, you can withdraw your TIAA Traditional Account balance through a Transfer Payout Annuity (TPA) under the terms of the contract. (2000-2018)B.A., Wheaton College; M.A., Princeton U.; Ph.D.,ibid. (1963-1996)B.S., Pennsylvania State U.; M.A., Ohio State U.; Ph.D.,ibid. You can also contact us online. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Terry M. Roller, M.F.A., Professor of Art. Take advantage of it. If requested before 2 p.m. you will receive a response today. Randy Wood, Professor of Curriculum and Instruction (1985-2021) B.A., Baylor U.; M.Div., Southwestern Baptist Theological Seminary; M.Ed., Texas Christian U.; Ph.D., Baylor U. Pat Neff Hall, Suite 109 Member FDIC. Mary L. Herrington, Ed.D., Associate Professor of Curriculum and Instruction. Mark Anderson, M.F.A., Professor of Art and Art History. If requested before 2 p.m. you will receive a response today. As you get older, youll likely want to shift to conservative investments with lower risk. Many services are necessary for the day-to-day operation of your employer's retirement plan. Baylor College of Medicine, one of the top-ranked medical schools in the country, is well known for its exceptional, innovative, and collaborative research environment. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. ; Ph.D., ibid. Learn ways to save and invest to help you prepare for your retirement. More information about retirement plan fees and expenses is available at TIAA.org/fees. ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. (1971)B.B.A., Baylor U.; M.B.A., U. of Southern California; D.B.A.,ibid. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. View your investment options withTIAA here. Emeritus Faculty are nominated by their deans to the President through the Provost. 1996. Your financial well-being is TIAA's top priority and we are committed to helping you make informed decisions. ; Ed.D., Texas Womans U. Patrick L. Odell, Ph.D., Professor of Mathematics. Billie H. Nowlin, Ed.D., Professor of Home Economics. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. Each is solely responsible for its own financial condition and contractual obligations. (1986-1987, 1988-2020)B.A., Northern Illinois U.; M.A., U. of Iowa; M.F.A., ibid. Ronald Beal, LL.M., Professor of Law. Linda F. Garner, Ph.D., Professor of Nursing. Many financial planners estimate that youll need 80-90% of your pre-retirement income to maintain your lifestyle in retirement. Mungello, Ph.D., Professor of History. (1987-2018)B.S., Central Michigan U.; M.B.A ibid. Harry Elzinga, Ph.D., Professor of Musicology. (1958-2019)B.S., Ohio State U.; M.A.,ibid. (1970-2015)B.A., U. of Texas; M.A.,ibid. Find out who to contact about enrollment or investing. Your employer will typically allow you to withdraw funds once you've reached 62. Baylor has the lowest tuition rates among all private medical schools in the country ($29,900), resulting in an average student-loan debt of $108,136that's $95,000 less than the average for U.S. medical school graduates from private schools and $72,000 less than medical school graduates from public schools, counting medical schools that . Its California Certificate of Authority number is 3092. those enrolled in Medicare but not collecting Social Security Strive for a smart balance of aggressive and conservative investments that fit your needs. ; Ph.D., U. of Texas. Founded in 1860, New York Medical College (NYMC), one of the nation's largest private health sciences universities, is the leading academic biomedical research university between New York City and the state capital of Albany, NY. Papers of BCM faculty, staff, departments, students and affiliates Min., Chicago Theological Seminary; Ph.D., ibid. Ron Stanke, Ph.D., Associate Professor of Mathematics. (1957-1988)B.A., Mississippi College; M.A., Vanderbilt U.; Ph.D.,ibid. Naymond H. Keathley, Ph.D., Professor of Religion. (1979-1999)B.S. Faculty Affairs & Development organizes workshops on topics such as teaching in different environments, communication skills, curriculum design and more. When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. What are the benefits of owning mutual funds? Education Programs | BCM - Baylor College of Medicine (1955-1973, 1980-1999)B.A., Carson-Newman College; M.A., Columbia U.; B.D., Southern Baptist Theological Seminary; Th.M.,ibid. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. (1968-1989)B.S., U. of North Texas; M.S.,ibid. During enrollment, once you choose your contribution amount, you can direct your contributions to a range of investment options. (1990-2015)B.A., Wichita State U., M.A., Western Washington State U.; Ph.D., U. of Illinois. If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour of service. Mary Ruth Smith, Ph.D., Professor of Art and Art History. Frauke A. Harvey, Ph.D., Professor of German, Russian and Japanese. Pre-Medicine. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Fidelity does not provide legal or tax advice. Faculty Emeriti | New York Medical College David. (1975-2018)B.A., Baylor U.; M.Div., Vanderbilt Divinity School; Ph.D., Vanderbilt U. Robert Piziak, Ph.D., Professor of Mathematics. Mutual funds offer diversification, professional management, relatively low investment minimums and fees, and a range of choices among different asset classes. (1981-2018)B.S., New Mexico Institute of Mining and Technology; M.S.,ibid. (1956-1957, 1964-1998)B.S., Oklahoma Baptist U.; M.A., Vanderbilt U.; Ph.D.,ibid. Gary W. Hull, Ph.D., Associate Professor of History. Patricia A. Hickey, Ph.D., Associate Professor of Mathematics. You can choose to receive income for a set period of two to 30 years, depending on the terms of our contract and your plan's rules (and not to exceed your life expectancy). (2004-2017)B.A., Newcomb College of Tulane U.; M.A., U. of Kansas; Ph.D., U. of Virginia. What is the difference between a mutual fund and an annuity? Wilfrid Laurier U.; M.A., Lamar U.; Ph.D., U. Texas. (1966-2003)B.A., International Christian U., Tokyo, Japan; Ph.D., Yale U. James M. Warren, Ph.D., Professor of Engineering. Then, determine your comfort level with risk and reward. Contact your HR Benefits Office for additional information and assistance. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. PPTX Baylor College of Medicine - Kenyon College Krassimira Jordan, Professor of Piano (1989-2021)Diploma, Sofia Conservatory of Music; M.M.A., Vienna Academy of Music and Dramatic Arts. However, diversification doesn't guarantee against loss. (1985-2003)B.S., The College of William & Mary; Ph.D., U. of Texas. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. Call today to schedule an appointment or fill out an online request form. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. (1984-2017)B.S., The Ohio State U.; M.S.,ibid. Located in the heart of the world's largest medical center (Texas Medical Center), Baylor is affiliated . (1980-2003)B.A., Case Western Reserve U.; M.L.S., U. of North Texas; Ph.D., U. of North Texas. John "J.T." 1Annuities are designed for retirement savings or for other long-term goals. (1973-2018).B.B.A., Baylor U.; M.B.A.,ibid. E. Jeter Basden, Ed.D., Professor of Religion. Delta R. Hafford, Ph.D., Associate Professor of Family and Consumer Sciences. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Get professional advice to help you save and invest for your future. Thanks to compounding, any earnings on your investments gets reinvested and can potentially earn even more money, and so on. Patricia D. Wallace, Ph.D., Professor of History. ; Ph.D.,ibid. (1985-2005)B.B.A., Baylor U.; M.S., Oklahoma State U.; Ph.D., Michigan State U. Maxine B. Hart, Ed.D., Professor of Information Systems. I'm passionate about genetics, data science, and technology. There are several technology companies that offer end-to-end notarization systems. The TIAA group of companies does not provide legal or tax advice. (1970-2003)B.S., U. of North Texas; M.A., Purdue U.; Ph.D.,ibid. If requested before 2 p.m. you will receive a response today. Baylor College of Medicine Requirements, Tuition, and More Frederick R. Gehlbach, Ph.D., Professor of Biology. (1972-2006)B.A., Baylor U.; B.D., Southwestern Baptist Theological Seminary; M.A., Baylor U.; M.A., Cornell U.; Ph.D.,ibid. (1997-2014)B.S., U. of Texas; M.S., Sacred Heart U.; M.Ph., Columbia U.; Ph.D.,ibid. However, diversification doesn't guarantee against loss. Login now. Teachers Insurance and Annuity Association (TIAA) will provide services to the plan and may issue plan communications on behalf of the plan sponsor, in its capacity as a plan recordkeeper. Check your investment mix. (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Baylor College of Medicine Requirements, Tuition, and More Northern Illinois U.; Ph.D., Pennsylvania State U. William A. Mitchell, Ph.D., Professor of Political Science. How can I see my accounts and perform transactions online? Lewis M. Barker, Ph.D., Professor of Psychology and Neuroscience. Login now. Bruce Berg, D.M.A., Professor of Violin. The value of a variable annuity is subject to market fluctuations and investment risk so that, if withdrawn, it may be worth more or less than its original cost. (1945-1969)B.A., Blue Mountain College; M.A., Baylor U. Thomas T. Goforth, Ph.D., W. M. Keck Foundation Professor of Geophysics. (2003-2018)B.S., Texas A&M U.; M.S.,ibid. (2000-2016)B.A., Georgetown College; Ph.D., U. of Texas. Is there a tax advantage to owning variable annuities versus mutual funds? Emeritus - Baylor College of Medicine Tenured professors who have served the College with special distinction at BCM for at least 10 years may be eligible for the position of "Distinguished Emeritus" Professor upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the President, and the Board of Trustees. Ruqayya Khan - Bioinformatics Analyst - Baylor College of Medicine Each of the foregoing is solely responsible for its own financial condition and contractual obligations. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. Pre-Medicine | Prehealth | Baylor University Interests in the retirement healthcare program are offered solely by the employer. Equal Housing Lender. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. You may have access to these products when you choose your options in enrollment. increase substantially for the following groups: new retirees. Reviewing your current investment mix to see if you need to rebalance your portfolio as you near retirement. (1971-1999)B.B.A., Baylor U.; M.Ed., U. of Arkansas; Ed.D., U. of Houston. This practice is called "revenue sharing". For more information about the terms of your individual contract, contact your plan sponsor or financial advisor. Walter C. Holmes, Ph.D., Professor of Biology. B.A., U. of Michigan; M.A., ibid. (1957-1997)B.A., Hendrix College; M.A., Vanderbilt U.; Ph.D.,ibid. TIAA Traditional is a guaranteed insurance contract and not an investment for federal securities law purposes. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. | Dianna M. Vitanza, Ph.D., Associate Professor of English. You may also review your existing accounts and make transactions online by logging into your secure account. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. ), Northwestern U.; Ph.D. Personalized services provide access to a number of plan features and investments that you pay for, only if you use them. Stuart Rosenbaum, Ph.D., Professor of Philosophy. See Faculty Appointments and Promotions Guidelines. (1981-83, 1985-2001)B.S.N., U. of Texas, Arlington; M.S.N.,ibid. Wickramasinghe Ariyasinghe, Associate Professor of Physics (1988-2021).B.S., U. of Sri Lanka; M.S, Bowling Green State U.; Ph.D., Baylor U. David M. Arnold, Ph.D., Professor and the Ralph Jean Storm Professor of Mathematics. (1990)B.A., Baylor U.; M.Ed., U. of North Texas; Ed.D.,ibid. Students. (1986-2000)B.A., Baylor U.; J.D.,ibid. If you're married, you may be required to get spousal consent to receive any distribution option other than a qualified joint and survivor annuity. Based on community levels of COVID-19, Baylor Medicine no longer requires masks while in our clinics. Juanita G. Price, M.S., Associate Professor of Nursing. TIAA has partnered with Notarize.com (www.Notarize.com/TIAAOpens in a new window) to offer a digital and secure way for you to fulfill notarization requirements for your forms. There are several technology companies that offer end-to-end notarization systems. If your plan permits, you can withdraw some of the money you've put in over the years (but not earnings) due to financial hardship, such as medical or funeral expenses, while still employed. Current curriculum vitae of the candidate. Patients may choose to wear a mask, or request that staff or physicians wear a mask while in the exam room. (1987-2013)B.S., U. of Oklahoma; M.S.,ibid. If your employer offers to match your contribution, make sure you save enough to trigger that match. If 10-15% is an amount you can't afford right now, contribute as much as you can comfortably afford. Provides routine updates and reporting to the Senior Associate for Research Compliance - RCOI to ensure timely communication regarding the status . David Hendon, Ph.D., Professor of History. Withdrawals of earnings are subject to ordinary income tax plus a possible federal 10% penalty if made before age 59. ; Ed.D., U. of North Texas. ; Ph.D.,ibid. Robert M. Baird, Ph.D., Professor of Philosophy and Master Teacher. (1982-2020)B.A., Rice U.; M.S., Northwestern U.; M.S., Baylor U.; Ph.D., Northwestern U. Rena Bonem, Ph.D., Professor of Geosciences. ; Ph.D., Texas Womans U. Susan K. Johnson, Ph.D., Professor of Educational Psychology. (1990-2014)B.A., U. of South Carolina; M.A.,ibid. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. Institution makes . Southwestern Baptist Theological Seminary; Ph.D., Baylor U. Weldon E. Beckner, Ed.D., Professor of Educational Leadership. Any guarantees under annuities issued by TIAA are subject to TIAA's claims-paying ability. Your Account: Select the account you would like to log in to. At Baylor Medicine, we create a treatment plan that draws from our storied experience, our collaborative nature and our drive to advance healthcare. Both options receive favorable tax treatment under the plan. However, payments from CREF and TIAA variable annuities are not guaranteed and the payment amounts will rise or fall depending on investment returns. 2021 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. (1980-2008)B.S., Virginia Polytechnic Institute and State U.; M.S.,ibid. (1986-2011)B.S., Texas Woman's U.; M.Ed., Sam Houston State U.; Ph.D., Texas Woman's U. Charles S. Madden, Ph.D., Professor of Marketing. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. James D. Bargainer, Ph.D., Professor, School of Engineering and Computer Science. B.A., Furman U.; M.Div., Southeastern Baptist Theological Seminary; Ph.D., U. of Cambridge. Each is solely responsible for its own financial condition . (1967-2017)B.A., U. of North Texas; M.S.,ibid. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. Take advantage of your jobs retirement benefits. If you make a withdrawal prior to age 59, you may be subject to a 10% penalty in addition to ordinary income tax. The Baylor College of Medicine Archives mission is to preserve the history of Baylor College of Medicine and its predecessors the Fort Worth Medical Department and Baylor University College of Medicine (BUCM) in both Dallas and Houston. ; Ph.D., U. of Florida. Investment, insurance and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. Don F. Parker, Jr., Ph.D., Professor of Geology. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. ibid. If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour . Emeritus Faculty are nominated by their deans to the President through the Provost . (1974-1997)B.A., Biola College; B.D., California Baptist Theological Seminary; M.A., U. of Southern California; Ph.D.,ibid. (1976-1991)B.A., U. of Northern Iowa; M.S.E., Drake U.; Ph.D., Iowa State U. James L. Williamson, Ed.D., Professor of Educational Leadership and The Fred and Edith Hale Emeritus Professor in Education. (1971-2016)B.S., Furman U.; Ph.D., Vanderbilt U. Deborah Johnston, Associate Professor of Health, Human, Performance and Recreation (1981-1987, 1988-2021)B.A., Northwest Missouri State U.; M.S.Ed., Baylor U., Ed., U. of Arkansas. Richard B. Riley, Ph.D., Professor of Political Science. . (1975-2019)B.A., Ohio State U.; M.A.,ibid. Consult an attorney or tax professional regarding your specific situation. (1983-2016)B.F.A., U. of Tennessee, M.F.A.,ibid. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. Password: Use 6 to 20 letters, numbers and/or special characters, Baylor College of Medicine 403(b) Tax Deferred Investment Plan, Baylor College of Medicine 401(a) Retirement Plan, Enrolling is fast and easy: Simply select. (2004-2012)B.S.N., Baylor; M.S.N., U. of Texas; Ph.D.,ibid. The campus, targeted for a 2023 . Non-tenured faculty members at the rank of professor (non-tenured), associate professor (non-tenure track), voluntary clinical professor, and voluntary clinical associate professor with at least 10 years of exemplary service to the College may be eligible for an Emeritus appointment upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the president, and the Board of Trustees. Does it still make sense in relation to your age and lifestyle? (2003-2021). For help and advice, call us anytime at800-842-2252. For help and advice, schedule an appointment with a TIAA investment professional or attend a seminarOpens in a new window. (1989-2014)B.A., Duke U.; M.S., U. of Cincinnati; Ph.D., Texas A&M U. Eric C. Rust, Professor of History (1984-2022)B.A. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. These payments generally are available to individuals who have attained age 55 but have not yet reached RMD Applicable Age and must begin at least one year prior to reaching RMD Applicable age. ; Ph.D., U. of Texas, Arlington. (1961-1996)B.A., New Mexico Highlands U.; M.A.,ibid. Letter of Request from head of Academic Unit that includes a summary of the candidates contributions to the College, 2. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. For IRAs (other than Roth IRAs), your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age. Elisabeth J. Umble, Ph.D., Associate Professor of Management. ; D.M., Florida State U. Robert W. Vargas, Ph.D., Professor of Computer Science. Review your Welcome Kit carefully to verify the information is correct, including investments and beneficiary information. This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. Earl L. Grinols, Distinguished Professor of Economics (2004-2022B.A., U. of Michigan; B.S., ibid; Ph.D., Massachusetts Institute of Technology. schedule an appointment with a TIAA investment professional or attend a seminar. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend.
baylor college of medicine emeriti plan